Corporate Private Medical Insurance

Frequently Asked Questions

Will we need to have a medical to qualify for health cover?

No. You do not need to undergo a medical or fill in any complicated medical questionnaire, however you must have been registered with an NHS GP in the UK for a minimum of 24 months.

Do I have to pay any excess on claims?

You can decide whether you wish to have an excess on your cover or not. If you select an excess, you can reduce the cost of your premiums.

What if our company is already covered by another private healthcare scheme?

Changing to another scheme is straightforward and immediate cover is available for all levels. If you have already pre-paid for other schemes, you may be able to claim a refund from your existing insurer.

What are the age limits on these schemes?

Corporate medical insurance schemes are available which are open to employees aged up to 75. Once you have joined you may remain on cover as long as you wish.

How do I claim?

Simply complete a claim form and have it countersigned by your GP. Then return the completed form to the insurer for authorisation prior to the start of any treatment

Can cover be extended to other family members of employees?

Yes - you may add or delete people as required.

Which hospitals are covered?

There are nearly 600 hospitals and other treatment facilities throughout the UK at which private medical care is available. A full list is available when you request a quotation.

This website is provided as an independent marketing website. We are neither insurance brokers nor doctors and, as such, are unable to offer financial or medical advice. Enquiries generated via this website are passed on to medical insurance specialists who are authorised and regulated by the Financial Services Authority.

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